UPI ID Verification API validates a UPI ID and checks the authenticity of a UPI transaction. Once the customer’s UPI ID or VPA is passed as input to the API, the API returns the name of the account holder to the bank immediately as it is on file with the bank. This reduces the threats of identity fraud and incorrect or incomplete information and helps businesses validate that payouts and disbursals are sent to the Ultimate Beneficial Owner (UBO).
With the UPI verification API, businesses can quickly verify the active status and name of the account holder associated with the API. The API will help businesses verify the authenticity of their merchants, customers, and vendors. With this API businesses can streamline their KYC process and overcome the hurdle of identity theft while ensuring that money transactions are made to the bank account’s rightful owner. Once this API is integrated into the systems, businesses can avoid incorrect account transfers, reduce the risks of fraud and theft, and create a smooth onboarding experience.
Deepvue’s UPI ID Checker ensures that businesses receive a reliable and efficient solution for verifying UPI IDs. With a high success rate, fast response time, and accuracy verification accuracy this API is a powerful tool for businesses looking to enhance their security protocols. The API will take the Unified Payment Interface (UPI) ID as input and immediately prompt an API response displaying the account holder’s name as registered with the bank. This will allow businesses to validate the account holder’s information before releasing payments. This API is a valuable tool for companies trying to validate the legitimacy of their transactions since it’s straightforward, guards against fraud, and yields precise and dependable results.
Unified Payments Interface (UPI) has transformed online transactions by enabling a smooth and real-time payment system. Yet, with an increase in the number of transactions online, verification of UPI ID has become necessary to secure and avoid fraud. UPI ID verification is useful in checking the genuineness of the recipient, as there are lower chances of misdirecting funds to the wrong or fake accounts. It also prevents identity theft, fraudulent transactions, and phishing attacks. Several financial services and payment service providers implement UPI ID verification to adhere to regulatory standards and increase user trust.
By verifying UPI IDs, the API reduces the risk of fraudulent activities and enhances the security of digital payments.
Users can trust that their transactions are safe and accurate, vital for maintaining a positive reputation in the digital payment ecosystem.
The API streamlines the verification process, making it easy for businesses and individuals to validate UPI IDs and transactions.
Minimises the chances of errors in UPI transactions, ensuring a smoother payment experience.
Businesses can optimise operations by automating UPI verification, saving time and resources.
Supports all UPI addresses issued by public and private sector banks, as well as payment banks, ensuring widespread compatibility.
Enter the UPI ID (VPA) of the customer into the UPI API for verification.
The API uses the provided UPI ID to fetch data from the associated bank.
The data retrieved is then processed to verify the authenticity of the UPI ID holder.
The API instantly returns the bank account holder's name as registered in the bank, confirming the validity of the UPI ID.
By validating UPI IDs, the API helps prevent fraudulent activities and ensures that transactions are secure and accurate.
Access real-time data sourced from partner banks for up-to-date information on newly created accounts.
Validate Virtual Payment Addresses (VPAs) instantly and retrieve the UPI ID holder's name, type of account, and IFSC code of the registered bank account.
Easily integrate a single API to verify a user's UPI ID, simplifying the verification process.
Advanced encryption and multi-factor authentication ensure the highest level of security for confidential data.
Deepvue Simple API documentation and 24x7 integration support make it easy for developers and business owners to integrate the API.
Achieve a 99.9% check success rate and 99% verification accuracy with response times as fast as 1-5 seconds for instant verification.
Banks and financial institutions can verify UPI IDs to verify customers' identities before processing payments or fund transfers.
E-commerce platforms can use UPI API to authenticate the identity of sellers or vendors before onboarding them onto their platform.
Online marketplaces can use UPI Verification API to validate the identity of buyers and sellers to prevent fraudulent transactions.
Fintech companies can verify UPI IDs to ensure secure and verified digital transactions for their users.
Government agencies can use verify UPI ID for authentication purposes, such as verifying the identity of individuals to avail themselves of government services or benefits.
Healthcare providers can use UPI API to verify the identity of patients before processing payments for medical services.
Educational institutions can use UPI Verification API to authenticate the identity of students or parents for online fee payments or transactions.
Retail businesses can use UPI Verification API to validate the identity of customers for secure online payments.
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The UPI ID Verification API allows businesses to confirm the bank account holder’s name associated with a UPI ID. This helps prevent identity fraud and ensures the accuracy of UPI transactions.
The API allows verification of the bank account holder’s name associated with the UPI ID to confirm the user’s identity.
Online UPI ID verification helps ensure that the person initiating a UPI transaction is the rightful owner of the bank account to prevent identity fraud and incorrect data.
The UPI ID Verification API requires the UPI ID (or VPA) of the customer as input for verification and instantly returns the bank account holder’s name registered in the bank.
Deepvue offers a free sign-up option for accessing the UPI validation API, with affordable pricing plans for continued use of the service.
The API boasts a 99.9% check success rate and a 99% verification accuracy, ensuring reliable results for users.
The API saves institutions from falling victim to fake UPI ID holders, safeguarding against fraudulent activities and incorrect transfers.
The system checks information directly from the UPI ID associated with the bank, ensuring correct and legitimate results for users.
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