UPI Verification API

Verify UPI IDs Instantly for Fraud-Resistant Payments

The UPI Verification API validates UPI IDs, checks the authenticity of UPI transactions, and verifies details associated with UPI payments. It works by taking the UPI ID (or VPA) of the customer as input and instantly returning the bank account holder’s name as registered in the bank. This helps businesses confirm that payouts and disbursals are going to the Ultimate Beneficial Owner (UBO) and mitigates the risks of identity fraud and incorrect/incomplete data.

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What is the UPI Verification API?

The UPI Verification API helps businesses verify the legitimacy of their customers, merchants, or vendors by instantly checking the active status and name of the account holder associated with a UPI ID. This API allows businesses to streamline their KYC processes, prevent identity fraud, and ensure that money transfers are going to the rightful owner of the bank account. By integrating the UPI Verification API into their systems, businesses can create frictionless onboarding experiences, prevent transfer failures due to incorrect details, and mitigate the risks of fraud and theft.

With a high success rate, quick response time, and accurate verification accuracy, the UPI Verification API from Deepvue provides businesses with a reliable and efficient solution for verifying UPI IDs. By taking the Unified payment interface (UPI) ID as input, the API instantly returns the bank account holder’s name as registered in the bank, allowing businesses to validate the information before releasing payments. The API is easy to integrate, prevents fraud, and provides accurate and reliable results, making it a valuable tool for businesses looking to enhance their security measures and ensure the legitimacy of their transactions.

Diagram showing an API process: User inputs VPA in input field, clicks verify; API processes request; UPI ID gets verified, indicated by a green checkmark on the final document.

Key Benefits of UPI ID Verification API

Enhanced Security

By verifying UPI IDs, the API reduces the risk of fraudulent activities and enhances the security of digital payments.

Improved Trust

Users can trust that their transactions are safe and accurate, vital for maintaining a positive reputation in the digital payment ecosystem.

Simplified Process

The API streamlines the verification process, making it easy for businesses and individuals to validate UPI IDs and transactions.

Reduced Errors

Minimises the chances of errors in UPI transactions, ensuring a smoother payment experience.

Increased Efficiency

Businesses can optimise operations by automating UPI verification, saving time and resources.

Comprehensive Range

Supports all UPI addresses issued by public and private sector banks, as well as payment banks, ensuring widespread compatibility.

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How does the UPI Verification API Works?

1

Input UPI ID

Enter the UPI ID (VPA) of the customer into the UPI API for verification.

2

Retrieve Data

The API uses the provided UPI ID to fetch data from the associated bank.

3

Verification Process

The data retrieved is then processed to verify the authenticity of the UPI ID holder.

4

Return Results

The API instantly returns the bank account holder's name as registered in the bank, confirming the validity of the UPI ID.

5

Prevent Fraud

By validating UPI IDs, the API helps prevent fraudulent activities and ensures that transactions are secure and accurate.

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Key Features of UPI Verification API

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Real-Time Data

Access real-time data sourced from partner banks for up-to-date information on newly created accounts.

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Instant Checks

Validate Virtual Payment Addresses (VPAs) instantly and retrieve the UPI ID holder's name, type of account, and IFSC code of the registered bank account.

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Seamless Integration

Easily integrate a single API to verify a user's UPI ID, simplifying the verification process.

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Multi-Layer Security

Advanced encryption and multi-factor authentication ensure the highest level of security for confidential data.

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Easy Integration

Deepvue Simple API documentation and 24x7 integration support make it easy for developers and business owners to integrate the API.

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Instant Verification

Achieve a 99.9% check success rate and 99% verification accuracy with response times as fast as 1-5 seconds for instant verification.

UPI Verification API Use Cases

1

Financial Services

Banks and financial institutions can verify UPI IDs to verify customers' identities before processing payments or fund transfers.

2

E-commerce

E-commerce platforms can use UPI API to authenticate the identity of sellers or vendors before onboarding them onto their platform.

3

Online Marketplaces

Online marketplaces can use UPI Verification API to validate the identity of buyers and sellers to prevent fraudulent transactions.

4

Fintech Companies

Fintech companies can verify UPI IDs to ensure secure and verified digital transactions for their users.

5

Government Agencies

Government agencies can use verify UPI ID for authentication purposes, such as verifying the identity of individuals to avail themselves of government services or benefits.

6

Healthcare

Healthcare providers can use UPI API to verify the identity of patients before processing payments for medical services.

7

Education

Educational institutions can use UPI Verification API to authenticate the identity of students or parents for online fee payments or transactions.

8

Retail

Retail businesses can use UPI Verification API to validate the identity of customers for secure online payments.

Some Exciting stats from our customers

REDUCE DROP-OFF RATE

0 %

INCREASE IN FRAUD CAUGHT

0 X

AUTHENTICATION SPEED

< 0 Sec

COVERAGE

0 %
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Seamless Integration, Quick Results

Elevate your development experience with our well-thought-out API documentation.

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Got Questions ?

FAQs on UPI Verification API

The UPI ID Verification API allows businesses to confirm the bank account holder’s name associated with a UPI ID. This helps prevent identity fraud and ensures the accuracy of UPI transactions.

The API allows verification of the bank account holder’s name associated with the UPI ID to confirm the user’s identity.

Online UPI ID verification helps ensure that the person initiating a UPI transaction is the rightful owner of the bank account to prevent identity fraud and incorrect data.

The UPI ID Verification API requires the UPI ID (or VPA) of the customer as input for verification and instantly returns the bank account holder’s name registered in the bank.

Deepvue offers a free sign-up option for accessing the UPI validation API, with affordable pricing plans for continued use of the service.

The API boasts a 99.9% check success rate and a 99% verification accuracy, ensuring reliable results for users.

The API saves institutions from falling victim to fake UPI ID holders, safeguarding against fraudulent activities and incorrect transfers.

The system checks information directly from the UPI ID associated with the bank, ensuring correct and legitimate results for users.

Got More Questions?

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